Disclaimer

Last Updated: April 28, 2025

1. Educational and Informational Purposes Only

The content provided through the Fund of Funds Formula program and all materials provided by Opal Equity Group LLC are for educational and informational purposes only. The information presented is not intended as, and shall not be understood or construed as, financial, legal, tax, or investment advice.

2. No Professional Advice

We are not licensed financial advisors, attorneys, CPAs, or other professional service providers. The information we provide is general in nature and may not apply to your specific situation. You should consult with qualified professionals regarding your specific financial, legal, or tax situation before making investment decisions.

3. No Guarantees of Results

While we make efforts to ensure our content is accurate and valuable, we make no guarantees regarding the results you may achieve by implementing the strategies, techniques, or information presented in our materials.

Any examples of investment returns, income, or results mentioned in our materials are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's results will vary and depend on numerous factors including, but not limited to, their financial situation, experience, skills, market conditions, and effort.

4. Investment Risk Disclosure

All investments involve risk, including the possible loss of principal. Real estate investments in particular can be subject to various risks including, but not limited to:

• Market risk and potential declines in property values
• Lack of liquidity compared to publicly traded securities
• Regulatory and legal risks
• Financing and interest rate risks
• Property management challenges
• Tenant risks
• Environmental concerns

Past performance is not indicative of future results. You should carefully consider whether real estate investing is suitable for your financial situation and risk tolerance before making any investment decisions.

5. Hypothetical and Example Returns

Any hypothetical or example returns shown in our materials are for illustrative purposes only. These examples may be based on historical data, projections, or reasonable assumptions, but they do not guarantee future results. Hypothetical performance results have inherent limitations as they are prepared with the benefit of hindsight and do not reflect actual trading.

6. Testimonials and Success Stories

Testimonials and success stories shared on our website or in our materials reflect the experiences of certain participants. These results are not typical and are not a guarantee that you or others will achieve the same results. Individual results will vary.

7. External Links

Our website and materials may contain links to external websites or resources. We are not responsible for the content or accuracy of information provided by third-party websites, nor do we endorse any products or services that may be offered by such websites.

8. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without notice. Your continued use of our services after any changes indicates your acceptance of the revised disclaimer.

9. Contact Information